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Call Now
To Review Your
Medicare Benefits
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| {{ contact.FIRSTNAME }}, Welcome to this week's Medigap Life Newsletter |
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Reasons You Can Switch Your Medicare During Special Enrollment Period
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There are time periods when you can legitimately change to another Medicare Advantage plan. These include:
- Annual open enrollment period (Oct. 15 to Dec. 7): You have many options to change your coverage during this time frame: from a Medicare Advantage plan to original Medicare and vice versa; from one Medicare Advantage plan to another; from one Part D drug plan to another. Coverage in the new plan begins Jan. 1.
- Annual disenrollment period (Jan. 1 to Feb. 14): This specifically gives you the opportunity to switch from a Medicare Advantage plan to the original Medicare (but not to a different Advantage plan). If you drop your plan in January, coverage in original Medicare begins Feb. 1; if you drop it in the first two weeks of February, coverage begins March 1.
- Your first year in a Medicare Advantage plan: This counts as a trial period in two circumstances. You can drop out of the plan and return to original Medicare, with the right to buy Medigap supplemental insurance, at any time during those first 12 months — if you joined the plan straight away when you enrolled in Medicare at age 65, or if you dropped a Medigap policy to join the Advantage plan and this is the first Advantage plan you have ever been enrolled in.
- At any time in certain circumstances: You can switch to another type of coverage (a different Medicare Advantage plan or original Medicare) if:
• You receive Extra Help (the low-cost Part D prescription drug program for people with incomes under a certain level)
• You enter or leave a nursing home or other long-term care facility
• You lose coverage from Medicaid or a state program that pays your Medicare premiums
• You switch to a Medicare Advantage plan that has earned Medicare’s highest quality rating (five stars) if there is one in your area (you can switch any time of the year except for the first week of December)• You move out of the plan’s service area
• The plan withdraws service from your area, leaves Medicare entirely, or closes down
• Medicare agrees with your complaint that the plan violated its contract with you, or that you were misled into joining the plan through fraud or erroneous or incomplete information
• Medicare agrees that a federal employee made a mistake when processing your enrollment in this plan.
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Did you know some Medicare Advantage Plans Cover These Benefits?
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| Beginning in 2020, Medicare Advantage plans have also been able to offer extra benefits that are not primarily health related for chronically ill beneficiaries, known as Special Supplemental Benefits for the Chronically Ill (SSBCI). Among the benefits offered under some Mediare Advantage Plans this year may include services such as pest control, food and produce (beyond a limited basis), and non-medical transportation. |
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| Affordable Final Expense Insurance! |
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The average funeral now costs between $7,000-$10,000, which can be a lot for families to take on at the time of a loss. Final Expense insurance can help take care of these end-of-life expenses, giving your family one less thing to worry about while grieving. Call us now to receive a quote for final expense insurance.
As your agent, we look forward to serving you and your needs for Medicare.
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Call Now
To Review Your
Medicare Benefits
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| Affordable Hospital Indemnity Plans |
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As a client of Medigap Life, we value your business and we want to make sure you are protected. There is a new product available that we are offering this year which not many people know about. This product is called a Hospital Indemnity Plan.
Having a Hospital Indemnity Plan will help cover the cost of out of pocket expenses in the event you are hospitalized. The plan helps cover the co-pays associated with hospitalization in the event of an emergency.
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Thank You Again
Please call us at (855) 800-5258 to explore your options for Medicare Advantage, Dental Benefits, Vision Benefits, Over-The-Counter Benefits, Silver Sneakers and Transportation Benefits.
(855) 800-5258
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We're available to answer your questions and help you in any way via telephone, email or through information on our website.
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Call Now to Qualify & Sign Up
for Medicare Advantage Programs |
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| Compare & Save. Review Your Medicare. Get the Benefits You Need. |
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Each year new plans are made available in your zip code. We can help you improve your coverage.
- $0 co-pay on many plans
Dental, Vision, Hearing Benefits
- Transportation
- Gym Memberships
- And More!
- Find out if you qualify for Extra Help.
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We're Here to Help You
Not Sell You |
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| We're here to help you compare plans. You may qualify for Vision, Dental, Hearing, Transporation, Over the Counter Benefits or a $0 Medicare Plan and more. Our licensed agents can help whenever you have a question. |
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