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When you retire, you may leave an employer-offered dental plan right when you need it most
Dental care is an important part of your overall health.
Untreated cavities and gum disease can lead to:
- Chronic pain
- Infections
- Loss of teeth
Scientists have found links between periodontal disease and certain conditions, including:
- Heart disease
- Diabetes
- Dementia
Medicare Doesn’t Cover Most Dental Services, Including:
- Routine checkups
- Cleanings Fillings
- Tooth extractions
- Dentures Caps
- Bridges
- Dental plates
Source: Kaiser Family Foundation 2015
Download the PDF on Dental Costs
Download the PDF on Dental Costs
Most people on Medicare do not have dental coverage, and many go without needed care
Without dental insurance, you have to pay out of pocket. And those expenses can add up quickly.
Dental coverage likely wouldn’t cover all of this, but…there are ways you can reduce dental costs
Some Medicare Advantage (Part C) plans offer dental benefits. Stand-alone dental insurance plans can help. Be aware that adult dental plans often have:
- Waiting periods of a year or more before you can access benefits
- Caps on coverage, leaving you responsible for expenses once you reach a certain amount
Dental coverage can be affordable
Make sure you:
• Shop around — compare plans from more than one company.
• Work with a knowledgeable insurance agent, who can help you compare plan benefits and prices.
Our Licensed Insurance Agents can search multiple insurance company plans to find you dental coverage that fits your budget and needs.
Source: Kaiser Family Foundation 2015
