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People can switch Medicare plans within 4 months of a major emergency declaration. These are the disaster areas that can switch now.

https://www.fema.gov/disasters/disaster-declarations

District of Columbia (DC) 59TH PRESIDENTIAL INAUGURATION (EM-3553-DC)

Incident Period: January 11, 2021 – January 24, 2021

Emergency Declaration declared on January 11, 2021

District of Columbia only

Tennessee EXPLOSION (EM-3552-TN)

Incident Period: Dec 25, 2020

Emergency Declaration declared on January 5, 2021

Entire State of Tennessee

Mississippi HURRICANE ZETA (DR-4576-MS)

Incident Period: October 28, 2020 – October 29, 2020

Major Disaster Declaration declared on December 31, 2020

Public Assistance was approved for the following eight counties: George, Greene, Jackson, Hancock, Harrison, Perry, Stone and Wayne.

Oklahoma SEVERE WINTER STORM (DR-4575-OK)

Incident Period: October 26, 2020 – October 29, 2020
Major Disaster Declaration declared on December 21, 2020

Caddo, Canadian, Cleveland, Dewey, Grady, Kingfisher, Kiowa, Logan, Noble, Oklahoma, Payne, Pottawatomie, and Roger Mills Counties for Public Assistance.

New Jersey TROPICAL STORM ISAIAS (DR-4574-NJ)

Incident Period: Aug 4, 2020

Major Disaster Declaration declared on December 11, 2020

Counties: ATLANTIC, BERGEN, BURLINGTON, CAPE MAY, CUMBERLAND, ESSEX, GLOUCESTER, MONMOUTH, MORRIS, SALEM, SUSSEX

Alabama HURRICANE ZETA (DR-4573-AL)

Incident Period: October 28, 2020 – October 29, 2020

Major Disaster Declaration declared on December 10, 2020

Clarke, Dallas, Marengo, Mobile, Perry, Washington, and Wilcox Counties

Texas HURRICANE LAURA (DR-4572-TX)

Incident Period: August 23, 2020 – August 27, 2020

Major Disaster Declaration declared on December 9, 2020

The following areas of the State of Texas have been designated as adversely affected by this major disaster: Galveston, Jasper, Jefferson, Newton, and Orange Counties for Public Assistance.

California BOND FIRE (FM-5383-CA)

Incident Period: December 3, 2020 and continuing

Fire Management Assistance Declaration declared on December 3, 2020

Orange County Zip codes: 92814, 92817, 92823, 92815, 92816, 92821, 92822, 90740, 90742, 92864, 92863, 92866, 92865, 92862, 92857, 92856, 92861, 92859, 92886, 92885, 92899, 92887, 92871, 92868, 92867, 92870, 92869, 92835, 92834, 92837, 92836, 92833, 92825, 90743, 92832, 92831, 92845, 92844, 92850, 92846, 92843, 92840, 92838, 92842, 92841, 92812, 92658, 92657, 92656, 90620, 90622, 90621, 92659, 92651, 92650, 92649, 92652, 92655, 92654, 92653, 90630, 92674, 92673, 92675, 92678, 92677, 92676, 90624, 90623, 92660, 92661, 92672, 92663, 92662, 92648, 92614, 92612, 92610, 92615, 92618, 92617, 92616, 92604, 92603, 92602, 92605, 92609, 92607, 92606, 92630, 92629, 92628, 92647, 92646, 92637, 92623, 92620, 92619, 92624, 92627, 92626, 92625, 92679, 92704, 92703, 92735, 90632, 90631, 92780, 92701, 92698, 92782, 92702, 92781, 90633, 92708, 92712, 92711, 90720, 90721, 92811, 92705, 92809, 92706, 92707, 92728, 92799, 92691, 92690, 92692, 92693, 92688, 92684, 92683, 92806, 92685, 92807, 92802, 92803, 92808, 92697, 92801, 92694, 90680, 92804, 92805